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		<title>David Yungmann's Blog</title>
		<link>http://www.howardcountymove.com/blog.php</link>
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		<copyright>Copyright 2008, David Yungmann</copyright>
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<item>
	<title>Take Advantage of Record Low Rates Before They Rise</title>
	<link>http://www.howardcountymove.com/blog.details.php?id=187</link>
	<description><![CDATA[A recent action by Congress may be pushing those rates higher and affordability lower]]></description>
	<category></category>
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	<author>David Yungmann</author>
	<pubDate>Fri, 03 Feb 2012 00:00:00 ET</pubDate>
	<comments>http://www.howardcountymove.com/blog.details.php?id=187</comments>
</item>
<item>
	<title>Mid Atlantic Region Expected to be &#39;The Exception Not the Rule&#39; in 2012 Housing Market</title>
	<link>http://www.howardcountymove.com/blog.details.php?id=186</link>
	<description><![CDATA[The market for homes for sale in Howard County is not the same as the national market you hear about on the news.]]></description>
	<category></category>
	<guid isPermaLink="true">http://www.howardcountymove.com/blog.details.php?id=186</guid>
	<author>David Yungmann</author>
	<pubDate>Fri, 06 Jan 2012 00:00:00 ET</pubDate>
	<comments>http://www.howardcountymove.com/blog.details.php?id=186</comments>
</item>
<item>
	<title>Jumbo Mortgage Rates Hit New Record Low</title>
	<link>http://www.howardcountymove.com/blog.details.php?id=185</link>
	<description><![CDATA[Welcome news for sellers and prospective buyers of more expensive homes  for sale in Howard County.]]></description>
	<category></category>
	<guid isPermaLink="true">http://www.howardcountymove.com/blog.details.php?id=185</guid>
	<author>David Yungmann</author>
	<pubDate>Tue, 13 Dec 2011 00:00:00 ET</pubDate>
	<comments>http://www.howardcountymove.com/blog.details.php?id=185</comments>
</item>
<item>
	<title>Delinquency Rate Hits 3-year Low</title>
	<link>http://www.howardcountymove.com/blog.details.php?id=184</link>
	<description><![CDATA[More good news for the market.  Low mortgage delinquencies means fewer foreclosures and shorts sales depressing home values. ]]></description>
	<category></category>
	<guid isPermaLink="true">http://www.howardcountymove.com/blog.details.php?id=184</guid>
	<author>David Yungmann</author>
	<pubDate>Wed, 30 Nov 2011 00:00:00 ET</pubDate>
	<comments>http://www.howardcountymove.com/blog.details.php?id=184</comments>
</item>
<item>
	<title>After Recent Decrease, FHA Loan Limits Raised Again</title>
	<link>http://www.howardcountymove.com/blog.details.php?id=182</link>
	<description><![CDATA[Increase in FHA loan limits should make it easier to buyer and sell higher priced homes.  A welcome from your Federal government!]]></description>
	<category></category>
	<guid isPermaLink="true">http://www.howardcountymove.com/blog.details.php?id=182</guid>
	<author>David Yungmann</author>
	<pubDate>Mon, 28 Nov 2011 00:00:00 ET</pubDate>
	<comments>http://www.howardcountymove.com/blog.details.php?id=182</comments>
</item>
<item>
	<title>Oct Market Stats Howard County</title>
	<link>http://www.howardcountymove.com/blog.details.php?id=183</link>
	<description><![CDATA[The market continues to absorb foreclosures and short sales, which is a necessary process in the housing recovery.]]></description>
	<category></category>
	<guid isPermaLink="true">http://www.howardcountymove.com/blog.details.php?id=183</guid>
	<author>David Yungmann</author>
	<pubDate>Mon, 28 Nov 2011 00:00:00 ET</pubDate>
	<comments>http://www.howardcountymove.com/blog.details.php?id=183</comments>
</item>
<item>
	<title>The Death of the Fringe Suburb</title>
	<link>http://www.howardcountymove.com/blog.details.php?id=181</link>
	<description><![CDATA[The Country&#39;s 2 largest generations want to live in higher density, walkable, urban communities.  This is the basis for the 30-year Downtown Columbia redevelopment plan.  How else will this trend affect our region&#39;s land use plans?]]></description>
	<category></category>
	<guid isPermaLink="true">http://www.howardcountymove.com/blog.details.php?id=181</guid>
	<author>David Yungmann</author>
	<pubDate>Sun, 27 Nov 2011 00:00:00 ET</pubDate>
	<comments>http://www.howardcountymove.com/blog.details.php?id=181</comments>
</item>
<item>
	<title>HARP Changes Outlined</title>
	<link>http://www.howardcountymove.com/blog.details.php?id=177</link>
	<description><![CDATA[Long awaited changed to the program designed to help homeowners who are current on their loans but whose loans are higher than their home values are detailed.]]></description>
	<category></category>
	<guid isPermaLink="true">http://www.howardcountymove.com/blog.details.php?id=177</guid>
	<author>David Yungmann</author>
	<pubDate>Thu, 17 Nov 2011 00:00:00 ET</pubDate>
	<comments>http://www.howardcountymove.com/blog.details.php?id=177</comments>
</item>
<item>
	<title>Estimates Show Elkridge Site Cheapest Option For CSX Facility</title>
	<link>http://www.howardcountymove.com/blog.details.php?id=180</link>
	<description><![CDATA[Informative article about the controversial CSX Intermodal facility.  Looks like Elkridge site is still the most likely location.]]></description>
	<category></category>
	<guid isPermaLink="true">http://www.howardcountymove.com/blog.details.php?id=180</guid>
	<author>David Yungmann</author>
	<pubDate>Thu, 17 Nov 2011 00:00:00 ET</pubDate>
	<comments>http://www.howardcountymove.com/blog.details.php?id=180</comments>
</item>
<item>
	<title>More help for struggling homeowners</title>
	<link>http://www.howardcountymove.com/blog.details.php?id=176</link>
	<description><![CDATA[Changes have been made to the program aimed at helping struggling home owners avoid foreclosure.  Will they make the program fore effective?

]]></description>
	<category></category>
	<guid isPermaLink="true">http://www.howardcountymove.com/blog.details.php?id=176</guid>
	<author>David Yungmann</author>
	<pubDate>Wed, 26 Oct 2011 00:00:00 ET</pubDate>
	<comments>http://www.howardcountymove.com/blog.details.php?id=176</comments>
</item>
<item>
	<title>Multiple Signs Point to Real Estate Rebound</title>
	<link>http://www.howardcountymove.com/blog.details.php?id=175</link>
	<description><![CDATA[The past few weeks have showcased numerous signals that the real estate market is on the rise. Howard County, MD (Washington DC) is projected to be among the strongest markets.]]></description>
	<category></category>
	<guid isPermaLink="true">http://www.howardcountymove.com/blog.details.php?id=175</guid>
	<author>David Yungmann</author>
	<pubDate>Tue, 25 Oct 2011 00:00:00 ET</pubDate>
	<comments>http://www.howardcountymove.com/blog.details.php?id=175</comments>
</item>
<item>
	<title>Credit Scores Poised to Get More Personal</title>
	<link>http://www.howardcountymove.com/blog.details.php?id=173</link>
	<description><![CDATA[Over the next year, consumers are going to start sharing more personal information with mortgage lenders and lenders will start using a deeper more detailed credit scoring method.]]></description>
	<category></category>
	<guid isPermaLink="true">http://www.howardcountymove.com/blog.details.php?id=173</guid>
	<author>David Yungmann</author>
	<pubDate>Tue, 18 Oct 2011 00:00:00 ET</pubDate>
	<comments>http://www.howardcountymove.com/blog.details.php?id=173</comments>
</item>
<item>
	<title>10 Low-Effort Ways To Save Energy</title>
	<link>http://www.howardcountymove.com/blog.details.php?id=174</link>
	<description><![CDATA[Here are 10 things you can do right now to cut down on your heating and power costs. And you won&#39;t break the bank or much of a sweat.]]></description>
	<category></category>
	<guid isPermaLink="true">http://www.howardcountymove.com/blog.details.php?id=174</guid>
	<author>David Yungmann</author>
	<pubDate>Tue, 18 Oct 2011 00:00:00 ET</pubDate>
	<comments>http://www.howardcountymove.com/blog.details.php?id=174</comments>
</item>
<item>
	<title>Top Counters: Granite Sharing the Spotlight with Glass, Engineered Stone and More</title>
	<link>http://www.howardcountymove.com/blog.details.php?id=172</link>
	<description><![CDATA[Many designers and homeowners are turning to glass, manufactured stone, metal and other materials to create counters that work...]]></description>
	<category></category>
	<guid isPermaLink="true">http://www.howardcountymove.com/blog.details.php?id=172</guid>
	<author>David Yungmann</author>
	<pubDate>Thu, 22 Sep 2011 00:00:00 ET</pubDate>
	<comments>http://www.howardcountymove.com/blog.details.php?id=172</comments>
</item>
<item>
	<title>Howard County SAT scores rise even as state, national scores decline</title>
	<link>http://www.howardcountymove.com/blog.details.php?id=171</link>
	<description><![CDATA[Howard County schools post yet another rise in SAT scores while scores across the state and country are on the decline]]></description>
	<category></category>
	<guid isPermaLink="true">http://www.howardcountymove.com/blog.details.php?id=171</guid>
	<author>David Yungmann</author>
	<pubDate>Tue, 20 Sep 2011 00:00:00 ET</pubDate>
	<comments>http://www.howardcountymove.com/blog.details.php?id=171</comments>
</item>
<item>
	<title>More Great Results For Our Clients</title>
	<link>http://www.howardcountymove.com/blog.details.php?id=165</link>
	<description><![CDATA[As summer comes to a close, we can look back on more happy buyers and sellers.  Sellers selling in under a month at high prices and buyers buying the right home at the right price with thorough due diligence and great interest rates.]]></description>
	<category></category>
	<guid isPermaLink="true">http://www.howardcountymove.com/blog.details.php?id=165</guid>
	<author>David Yungmann</author>
	<pubDate>Wed, 07 Sep 2011 00:00:00 ET</pubDate>
	<comments>http://www.howardcountymove.com/blog.details.php?id=165</comments>
</item>
<item>
	<title>Mortgage Defaults Sink to 2-Year Low</title>
	<link>http://www.howardcountymove.com/blog.details.php?id=163</link>
	<description><![CDATA[More signs that the foreclosure drag on home prices is slowly improving.  Good news for sellers.]]></description>
	<category></category>
	<guid isPermaLink="true">http://www.howardcountymove.com/blog.details.php?id=163</guid>
	<author>David Yungmann</author>
	<pubDate>Tue, 06 Sep 2011 00:00:00 ET</pubDate>
	<comments>http://www.howardcountymove.com/blog.details.php?id=163</comments>
</item>
<item>
	<title>5 Tips To Raise Your Credit Score</title>
	<link>http://www.howardcountymove.com/blog.details.php?id=164</link>
	<description><![CDATA[Credit score not only impacts your ability to buy/refinance a home, but it significantly affects the cost of buying a car or other borrowing.]]></description>
	<category></category>
	<guid isPermaLink="true">http://www.howardcountymove.com/blog.details.php?id=164</guid>
	<author>David Yungmann</author>
	<pubDate>Tue, 06 Sep 2011 00:00:00 ET</pubDate>
	<comments>http://www.howardcountymove.com/blog.details.php?id=164</comments>
</item>
<item>
	<title>What To Do If Your Basement Floods</title>
	<link>http://www.howardcountymove.com/blog.details.php?id=162</link>
	<description><![CDATA[Fantastic article explaining immediate steps to take if your basement floods, how to dry it properly and facts and myths about mold. And before you read, go clean out your basement walk-up drain!]]></description>
	<category></category>
	<guid isPermaLink="true">http://www.howardcountymove.com/blog.details.php?id=162</guid>
	<author>David Yungmann</author>
	<pubDate>Tue, 23 Aug 2011 00:00:00 ET</pubDate>
	<comments>http://www.howardcountymove.com/blog.details.php?id=162</comments>
</item>
<item>
	<title>TransUnion: Mortgage Delinquencies Plummeted in Second Quarter</title>
	<link>http://www.howardcountymove.com/blog.details.php?id=161</link>
	<description><![CDATA[The national mortgage delinquency rate (the rate of borrowers 60 or more days past due) decreased for the sixth consecutive quarter]]></description>
	<category></category>
	<guid isPermaLink="true">http://www.howardcountymove.com/blog.details.php?id=161</guid>
	<author>David Yungmann</author>
	<pubDate>Mon, 22 Aug 2011 00:00:00 ET</pubDate>
	<comments>http://www.howardcountymove.com/blog.details.php?id=161</comments>
</item>
<item>
	<title>Extend Your Living Space Outdoors</title>
	<link>http://www.howardcountymove.com/blog.details.php?id=160</link>
	<description><![CDATA[Enjoy this video with some great tips on improving your outdoor living spaces.  ]]></description>
	<category></category>
	<guid isPermaLink="true">http://www.howardcountymove.com/blog.details.php?id=160</guid>
	<author>David Yungmann</author>
	<pubDate>Sun, 24 Jul 2011 00:00:00 ET</pubDate>
	<comments>http://www.howardcountymove.com/blog.details.php?id=160</comments>
</item>
<item>
	<title>Our 2011 Results Are Spectacular!</title>
	<link>http://www.howardcountymove.com/blog.details.php?id=159</link>
	<description><![CDATA[Off to my best year ever with clients who are doing great despite challenging conditions!]]></description>
	<category></category>
	<guid isPermaLink="true">http://www.howardcountymove.com/blog.details.php?id=159</guid>
	<author>David Yungmann</author>
	<pubDate>Sat, 09 Jul 2011 00:00:00 ET</pubDate>
	<comments>http://www.howardcountymove.com/blog.details.php?id=159</comments>
</item>
<item>
	<title>Ten Important Home Maintenance Tips</title>
	<link>http://www.howardcountymove.com/blog.details.php?id=158</link>
	<description><![CDATA[Some great maintenance tips that will save energy, head off larger repairs and reduce future expenses]]></description>
	<category></category>
	<guid isPermaLink="true">http://www.howardcountymove.com/blog.details.php?id=158</guid>
	<author>David Yungmann</author>
	<pubDate>Tue, 05 Jul 2011 00:00:00 ET</pubDate>
	<comments>http://www.howardcountymove.com/blog.details.php?id=158</comments>
</item>
<item>
	<title>Is Your Homeowners Insurance Adequate?</title>
	<link>http://www.howardcountymove.com/blog.details.php?id=156</link>
	<description><![CDATA[Many homeowners have missing or inadequate coverage.  Watch this great video to find out if you have what you need.]]></description>
	<category></category>
	<guid isPermaLink="true">http://www.howardcountymove.com/blog.details.php?id=156</guid>
	<author>David Yungmann</author>
	<pubDate>Sun, 03 Jul 2011 00:00:00 ET</pubDate>
	<comments>http://www.howardcountymove.com/blog.details.php?id=156</comments>
</item>
<item>
	<title>Recession Helping to Raise Awareness of Credit Scores</title>
	<link>http://www.howardcountymove.com/blog.details.php?id=155</link>
	<description><![CDATA[Credit scores are critical to your being able to borrow money at good interest rates or borrowing at all, a fact that seems to be sinking in on consumers.]]></description>
	<category></category>
	<guid isPermaLink="true">http://www.howardcountymove.com/blog.details.php?id=155</guid>
	<author>David Yungmann</author>
	<pubDate>Sat, 02 Jul 2011 00:00:00 ET</pubDate>
	<comments>http://www.howardcountymove.com/blog.details.php?id=155</comments>
</item>
<item>
	<title>Expiring Loan Limits Mean Weaker Housing Demand in the Fall</title>
	<link>http://www.howardcountymove.com/blog.details.php?id=154</link>
	<description><![CDATA[Howard County and surroudning markets could be hit hard by a decrease in mortgage loan limits this Fall.]]></description>
	<category></category>
	<guid isPermaLink="true">http://www.howardcountymove.com/blog.details.php?id=154</guid>
	<author>David Yungmann</author>
	<pubDate>Sat, 18 Jun 2011 00:00:00 ET</pubDate>
	<comments>http://www.howardcountymove.com/blog.details.php?id=154</comments>
</item>
<item>
	<title>How To Manage Unexpected Home Expenses</title>
	<link>http://www.howardcountymove.com/blog.details.php?id=150</link>
	<description><![CDATA[As too many struggling borrowers now realize, the cost of owning a home is hardly limited to paying the mortgage.]]></description>
	<category></category>
	<guid isPermaLink="true">http://www.howardcountymove.com/blog.details.php?id=150</guid>
	<author>David Yungmann</author>
	<pubDate>Thu, 02 Jun 2011 00:00:00 ET</pubDate>
	<comments>http://www.howardcountymove.com/blog.details.php?id=150</comments>
</item>
<item>
	<title>The True Cost Of Owning A Home</title>
	<link>http://www.howardcountymove.com/blog.details.php?id=151</link>
	<description><![CDATA[The cost of owning a home is hardly limited to the mortgage.]]></description>
	<category></category>
	<guid isPermaLink="true">http://www.howardcountymove.com/blog.details.php?id=151</guid>
	<author>David Yungmann</author>
	<pubDate>Thu, 02 Jun 2011 00:00:00 ET</pubDate>
	<comments>http://www.howardcountymove.com/blog.details.php?id=151</comments>
</item>
<item>
	<title>The True Cost Of Owning A Home</title>
	<link>http://www.howardcountymove.com/blog.details.php?id=152</link>
	<description><![CDATA[]]></description>
	<category></category>
	<guid isPermaLink="true">http://www.howardcountymove.com/blog.details.php?id=152</guid>
	<author>David Yungmann</author>
	<pubDate>Thu, 02 Jun 2011 00:00:00 ET</pubDate>
	<comments>http://www.howardcountymove.com/blog.details.php?id=152</comments>
</item>
<item>
	<title>Incredible Home in Finksburg!</title>
	<link>http://www.howardcountymove.com/blog.details.php?id=149</link>
	<description><![CDATA[http://lakeforestfinksburgmd.com/
(cut and paste into your browser as needed)]]></description>
	<category></category>
	<guid isPermaLink="true">http://www.howardcountymove.com/blog.details.php?id=149</guid>
	<author>David Yungmann</author>
	<pubDate>Wed, 01 Jun 2011 00:00:00 ET</pubDate>
	<comments>http://www.howardcountymove.com/blog.details.php?id=149</comments>
</item>
<item>
	<title>Easy Ways to Transform a Room</title>
	<link>http://www.howardcountymove.com/blog.details.php?id=148</link>
	<description><![CDATA[Updating a living room or family room doesn&#39;t have to mean giving it a complete makeover. A few simple changes can transform a tired room into a fresh space in no time.

]]></description>
	<category></category>
	<guid isPermaLink="true">http://www.howardcountymove.com/blog.details.php?id=148</guid>
	<author>David Yungmann</author>
	<pubDate>Thu, 26 May 2011 00:00:00 ET</pubDate>
	<comments>http://www.howardcountymove.com/blog.details.php?id=148</comments>
</item>
<item>
	<title>10 Tips for a Cleaner, Safer Kitchen</title>
	<link>http://www.howardcountymove.com/blog.details.php?id=147</link>
	<description><![CDATA[Even kitchens in Howard County, MD are filled with germs.  This is a great article on kitchen cleanliness, germs, where they hide and how to protect yourself from them!]]></description>
	<category></category>
	<guid isPermaLink="true">http://www.howardcountymove.com/blog.details.php?id=147</guid>
	<author>David Yungmann</author>
	<pubDate>Wed, 25 May 2011 00:00:00 ET</pubDate>
	<comments>http://www.howardcountymove.com/blog.details.php?id=147</comments>
</item>
<item>
	<title>Buyer&#39;s Market Spurs Confidence in Young Professionals and Affluent Homeowners (Howard County, MD)</title>
	<link>http://www.howardcountymove.com/blog.details.php?id=146</link>
	<description><![CDATA[Recent survey by American express points to a great spring selling season in Howard County!]]></description>
	<category></category>
	<guid isPermaLink="true">http://www.howardcountymove.com/blog.details.php?id=146</guid>
	<author>David Yungmann</author>
	<pubDate>Tue, 24 May 2011 00:00:00 ET</pubDate>
	<comments>http://www.howardcountymove.com/blog.details.php?id=146</comments>
</item>
<item>
	<title>Housing Affordability Highest in 2 Decades (Howard County, MD)</title>
	<link>http://www.howardcountymove.com/blog.details.php?id=145</link>
	<description><![CDATA[Low interest rates and prices cause rise in nationwide housing affordability during the fourth quarter of 2010 to its highest level in the 20 years since it has been measured.]]></description>
	<category></category>
	<guid isPermaLink="true">http://www.howardcountymove.com/blog.details.php?id=145</guid>
	<author>David Yungmann</author>
	<pubDate>Wed, 18 May 2011 00:00:00 ET</pubDate>
	<comments>http://www.howardcountymove.com/blog.details.php?id=145</comments>
</item>
<item>
	<title>Homeowners Willing to Tackle Remodeling Projects (Howard County, MD)</title>
	<link>http://www.howardcountymove.com/blog.details.php?id=144</link>
	<description><![CDATA[Homeowners who put off renovations during the recession are thinking about spending money on their properties again.

]]></description>
	<category></category>
	<guid isPermaLink="true">http://www.howardcountymove.com/blog.details.php?id=144</guid>
	<author>David Yungmann</author>
	<pubDate>Mon, 16 May 2011 00:00:00 ET</pubDate>
	<comments>http://www.howardcountymove.com/blog.details.php?id=144</comments>
</item>
<item>
	<title>Changes in FHA Mortgage Insurance - Howard County Homes</title>
	<link>http://www.howardcountymove.com/blog.details.php?id=143</link>
	<description><![CDATA[FHA is increasing the cost of its mortgage insurance for the second time in six months.  That will have a big effect on buyers and prices.]]></description>
	<category></category>
	<guid isPermaLink="true">http://www.howardcountymove.com/blog.details.php?id=143</guid>
	<author>David Yungmann</author>
	<pubDate>Wed, 13 Apr 2011 00:00:00 ET</pubDate>
	<comments>http://www.howardcountymove.com/blog.details.php?id=143</comments>
</item>
<item>
	<title>Howard County Home Sales - March 2011 Market Stats</title>
	<link>http://www.howardcountymove.com/blog.details.php?id=142</link>
	<description><![CDATA[Not much good or bad to report for Howard County real estate, as prices are down slightly, volume is up a bit and days to contract is stable.]]></description>
	<category></category>
	<guid isPermaLink="true">http://www.howardcountymove.com/blog.details.php?id=142</guid>
	<author>David Yungmann</author>
	<pubDate>Tue, 12 Apr 2011 00:00:00 ET</pubDate>
	<comments>http://www.howardcountymove.com/blog.details.php?id=142</comments>
</item>
<item>
	<title>Study Finds Americans Prefer Smart-Growth Communities</title>
	<link>http://www.howardcountymove.com/blog.details.php?id=141</link>
	<description><![CDATA[In Howard County, smart-growth neighborhoods like Waverly Woods & Maple Lawn are coming back strong. Recognizing this demand trend, the Downtown Columbia redevelopment is also based on the mixed use platform.]]></description>
	<category></category>
	<guid isPermaLink="true">http://www.howardcountymove.com/blog.details.php?id=141</guid>
	<author>David Yungmann</author>
	<pubDate>Wed, 06 Apr 2011 00:00:00 ET</pubDate>
	<comments>http://www.howardcountymove.com/blog.details.php?id=141</comments>
</item>
<item>
	<title>First Time Buyers Demand Move-In Ready Starter Homes</title>
	<link>http://www.howardcountymove.com/blog.details.php?id=140</link>
	<description><![CDATA[First time buyers, including those in Howard County, some of which are ready to spend $500K and more, expect homes to be upgraded and move-in ready.  ]]></description>
	<category></category>
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	<author>David Yungmann</author>
	<pubDate>Tue, 05 Apr 2011 00:00:00 ET</pubDate>
	<comments>http://www.howardcountymove.com/blog.details.php?id=140</comments>
</item>
<item>
	<title>Buyer&#39;s Market Spurs Confidence in Young Professionals and Affluent Homeowners</title>
	<link>http://www.howardcountymove.com/blog.details.php?id=139</link>
	<description><![CDATA[Increased confidence of two major segments of buyers will boost Howard County real estate and home sales!]]></description>
	<category></category>
	<guid isPermaLink="true">http://www.howardcountymove.com/blog.details.php?id=139</guid>
	<author>David Yungmann</author>
	<pubDate>Mon, 04 Apr 2011 00:00:00 ET</pubDate>
	<comments>http://www.howardcountymove.com/blog.details.php?id=139</comments>
</item>
<item>
	<title>FICOs and FHA: 2 big lenders loosen up</title>
	<link>http://www.howardcountymove.com/blog.details.php?id=138</link>
	<description><![CDATA[Great news for Howard County real estate heading into the Spring market!]]></description>
	<category></category>
	<guid isPermaLink="true">http://www.howardcountymove.com/blog.details.php?id=138</guid>
	<author>David Yungmann</author>
	<pubDate>Sat, 02 Apr 2011 00:00:00 ET</pubDate>
	<comments>http://www.howardcountymove.com/blog.details.php?id=138</comments>
</item>
<item>
	<title>Checking Your Sump Pump This Spring Can Help Avoid Costly Basement Flooding</title>
	<link>http://www.howardcountymove.com/blog.details.php?id=136</link>
	<description><![CDATA[A failed sump pump can cause damage in the thousands of dollars, much of which is not covered by either standard homeowners or flood insurance policies.]]></description>
	<category></category>
	<guid isPermaLink="true">http://www.howardcountymove.com/blog.details.php?id=136</guid>
	<author>David Yungmann</author>
	<pubDate>Mon, 28 Mar 2011 00:00:00 ET</pubDate>
	<comments>http://www.howardcountymove.com/blog.details.php?id=136</comments>
</item>
<item>
	<title>Flood Insurance Is Important In And Around Howard County Too!</title>
	<link>http://www.howardcountymove.com/blog.details.php?id=135</link>
	<description><![CDATA[You don&#39;t need to live in a flood plain or near the beach to consider flood insurance, as most homeowners policies exclude damage from even common sources of water penetration.]]></description>
	<category></category>
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	<author>David Yungmann</author>
	<pubDate>Thu, 24 Mar 2011 00:00:00 ET</pubDate>
	<comments>http://www.howardcountymove.com/blog.details.php?id=135</comments>
</item>
<item>
	<title>Find New Homes in Howard County (New Constuction) all on one page!</title>
	<link>http://www.howardcountymove.com/blog.details.php?id=134</link>
	<description><![CDATA[We&#39;re happy to announce that we will begin publishing a summary of new home communities in Howard County.  ]]></description>
	<category></category>
	<guid isPermaLink="true">http://www.howardcountymove.com/blog.details.php?id=134</guid>
	<author>David Yungmann</author>
	<pubDate>Wed, 23 Mar 2011 00:00:00 ET</pubDate>
	<comments>http://www.howardcountymove.com/blog.details.php?id=134</comments>
</item>
<item>
	<title>Hot-Mist Appliances Steam Up Technology</title>
	<link>http://www.howardcountymove.com/blog.details.php?id=133</link>
	<description><![CDATA[Steam technology being incorporated into the next generation of everything from washer and dryers to dishwashers even ovens!]]></description>
	<category></category>
	<guid isPermaLink="true">http://www.howardcountymove.com/blog.details.php?id=133</guid>
	<author>David Yungmann</author>
	<pubDate>Tue, 22 Mar 2011 00:00:00 ET</pubDate>
	<comments>http://www.howardcountymove.com/blog.details.php?id=133</comments>
</item>
<item>
	<title>Washington D.C. one of the 10 real estate markets to watch!</title>
	<link>http://www.howardcountymove.com/blog.details.php?id=131</link>
	<description><![CDATA[]]></description>
	<category></category>
	<guid isPermaLink="true">http://www.howardcountymove.com/blog.details.php?id=131</guid>
	<author>David Yungmann</author>
	<pubDate>Sat, 19 Mar 2011 00:00:00 ET</pubDate>
	<comments>http://www.howardcountymove.com/blog.details.php?id=131</comments>
</item>
<item>
	<title>New Homes Will Be Smaller, Greener and More Casual by 2015</title>
	<link>http://www.howardcountymove.com/blog.details.php?id=132</link>
	<description><![CDATA[]]></description>
	<category></category>
	<guid isPermaLink="true">http://www.howardcountymove.com/blog.details.php?id=132</guid>
	<author>David Yungmann</author>
	<pubDate>Sat, 19 Mar 2011 00:00:00 ET</pubDate>
	<comments>http://www.howardcountymove.com/blog.details.php?id=132</comments>
</item>
<item>
	<title>Americans Confident About Housing Rebound</title>
	<link>http://www.howardcountymove.com/blog.details.php?id=129</link>
	<description><![CDATA[]]></description>
	<category></category>
	<guid isPermaLink="true">http://www.howardcountymove.com/blog.details.php?id=129</guid>
	<author>David Yungmann</author>
	<pubDate>Mon, 14 Mar 2011 00:00:00 ET</pubDate>
	<comments>http://www.howardcountymove.com/blog.details.php?id=129</comments>
</item>
<item>
	<title>Tips To Protect Your Home While Away On Vacation</title>
	<link>http://www.howardcountymove.com/blog.details.php?id=127</link>
	<description><![CDATA[]]></description>
	<category></category>
	<guid isPermaLink="true">http://www.howardcountymove.com/blog.details.php?id=127</guid>
	<author>David Yungmann</author>
	<pubDate>Mon, 14 Feb 2011 00:00:00 ET</pubDate>
	<comments>http://www.howardcountymove.com/blog.details.php?id=127</comments>
</item>
<item>
	<title>Mortgage Applications Decrease as Rates Jump</title>
	<link>http://www.howardcountymove.com/blog.details.php?id=126</link>
	<description><![CDATA[]]></description>
	<category></category>
	<guid isPermaLink="true">http://www.howardcountymove.com/blog.details.php?id=126</guid>
	<author>David Yungmann</author>
	<pubDate>Sat, 12 Feb 2011 00:00:00 ET</pubDate>
	<comments>http://www.howardcountymove.com/blog.details.php?id=126</comments>
</item>
<item>
	<title>Home Price Stabilization Seen in Most Metro Areas during Fourth Quarter 2010</title>
	<link>http://www.howardcountymove.com/blog.details.php?id=125</link>
	<description><![CDATA[]]></description>
	<category></category>
	<guid isPermaLink="true">http://www.howardcountymove.com/blog.details.php?id=125</guid>
	<author>David Yungmann</author>
	<pubDate>Fri, 11 Feb 2011 00:00:00 ET</pubDate>
	<comments>http://www.howardcountymove.com/blog.details.php?id=125</comments>
</item>
<item>
	<title>Is It Time For You To Move Up?</title>
	<link>http://www.howardcountymove.com/blog.details.php?id=124</link>
	<description><![CDATA[]]></description>
	<category></category>
	<guid isPermaLink="true">http://www.howardcountymove.com/blog.details.php?id=124</guid>
	<author>David Yungmann</author>
	<pubDate>Tue, 08 Feb 2011 00:00:00 ET</pubDate>
	<comments>http://www.howardcountymove.com/blog.details.php?id=124</comments>
</item>
<item>
	<title>3 Common Misconceptions That Needlessly Lower Credit Scores</title>
	<link>http://www.howardcountymove.com/blog.details.php?id=123</link>
	<description><![CDATA[]]></description>
	<category></category>
	<guid isPermaLink="true">http://www.howardcountymove.com/blog.details.php?id=123</guid>
	<author>David Yungmann</author>
	<pubDate>Fri, 04 Feb 2011 00:00:00 ET</pubDate>
	<comments>http://www.howardcountymove.com/blog.details.php?id=123</comments>
</item>
<item>
	<title>Important Info For Condo Owners</title>
	<link>http://www.howardcountymove.com/blog.details.php?id=122</link>
	<description><![CDATA[]]></description>
	<category></category>
	<guid isPermaLink="true">http://www.howardcountymove.com/blog.details.php?id=122</guid>
	<author>David Yungmann</author>
	<pubDate>Thu, 03 Feb 2011 00:00:00 ET</pubDate>
	<comments>http://www.howardcountymove.com/blog.details.php?id=122</comments>
</item>
<item>
	<title>Low Costs and Spring Fever Expected to Spur Home Buyers</title>
	<link>http://www.howardcountymove.com/blog.details.php?id=121</link>
	<description><![CDATA[]]></description>
	<category></category>
	<guid isPermaLink="true">http://www.howardcountymove.com/blog.details.php?id=121</guid>
	<author>David Yungmann</author>
	<pubDate>Mon, 31 Jan 2011 00:00:00 ET</pubDate>
	<comments>http://www.howardcountymove.com/blog.details.php?id=121</comments>
</item>
<item>
	<title>Regulator Pushes for Better Incentives to Modify Mortgages</title>
	<link>http://www.howardcountymove.com/blog.details.php?id=119</link>
	<description><![CDATA[]]></description>
	<category></category>
	<guid isPermaLink="true">http://www.howardcountymove.com/blog.details.php?id=119</guid>
	<author>David Yungmann</author>
	<pubDate>Wed, 26 Jan 2011 00:00:00 ET</pubDate>
	<comments>http://www.howardcountymove.com/blog.details.php?id=119</comments>
</item>
<item>
	<title>2010 NEW HOME SALES LOWEST IN 43 YEARS</title>
	<link>http://www.howardcountymove.com/blog.details.php?id=120</link>
	<description><![CDATA[]]></description>
	<category></category>
	<guid isPermaLink="true">http://www.howardcountymove.com/blog.details.php?id=120</guid>
	<author>David Yungmann</author>
	<pubDate>Wed, 26 Jan 2011 00:00:00 ET</pubDate>
	<comments>http://www.howardcountymove.com/blog.details.php?id=120</comments>
</item>
<item>
	<title>Howard County Home Stats - October 2010</title>
	<link>http://www.howardcountymove.com/blog.details.php?id=118</link>
	<description><![CDATA[]]></description>
	<category></category>
	<guid isPermaLink="true">http://www.howardcountymove.com/blog.details.php?id=118</guid>
	<author>David Yungmann</author>
	<pubDate>Fri, 12 Nov 2010 00:00:00 ET</pubDate>
	<comments>http://www.howardcountymove.com/blog.details.php?id=118</comments>
</item>
<item>
	<title>Howard County - Fall and Winter Maintenance</title>
	<link>http://www.howardcountymove.com/blog.details.php?id=117</link>
	<description><![CDATA[]]></description>
	<category></category>
	<guid isPermaLink="true">http://www.howardcountymove.com/blog.details.php?id=117</guid>
	<author>David Yungmann</author>
	<pubDate>Wed, 10 Nov 2010 00:00:00 ET</pubDate>
	<comments>http://www.howardcountymove.com/blog.details.php?id=117</comments>
</item>
<item>
	<title>Unimaginable Low Rates</title>
	<link>http://www.howardcountymove.com/blog.details.php?id=115</link>
	<description><![CDATA[]]></description>
	<category></category>
	<guid isPermaLink="true">http://www.howardcountymove.com/blog.details.php?id=115</guid>
	<author>David Yungmann</author>
	<pubDate>Mon, 11 Oct 2010 00:00:00 ET</pubDate>
	<comments>http://www.howardcountymove.com/blog.details.php?id=115</comments>
</item>
<item>
	<title>Howard County Home Stats Sept 2010</title>
	<link>http://www.howardcountymove.com/blog.details.php?id=116</link>
	<description><![CDATA[]]></description>
	<category></category>
	<guid isPermaLink="true">http://www.howardcountymove.com/blog.details.php?id=116</guid>
	<author>David Yungmann</author>
	<pubDate>Mon, 11 Oct 2010 00:00:00 ET</pubDate>
	<comments>http://www.howardcountymove.com/blog.details.php?id=116</comments>
</item>
<item>
	<title>Great WSJ Article on Reasons To Buy A Home Now</title>
	<link>http://www.howardcountymove.com/blog.details.php?id=113</link>
	<description><![CDATA[Enough with the doom and gloom about homeownership.  Sure, maybe there&#39;s more.....
]]></description>
	<category></category>
	<guid isPermaLink="true">http://www.howardcountymove.com/blog.details.php?id=113</guid>
	<author>David Yungmann</author>
	<pubDate>Mon, 27 Sep 2010 00:00:00 ET</pubDate>
	<comments>http://www.howardcountymove.com/blog.details.php?id=113</comments>
</item>
<item>
	<title>To Be Built In Valley Mede</title>
	<link>http://www.howardcountymove.com/blog.details.php?id=114</link>
	<description><![CDATA[Gorgeous 5BR, 3.5BA Victorian
]]></description>
	<category></category>
	<guid isPermaLink="true">http://www.howardcountymove.com/blog.details.php?id=114</guid>
	<author>David Yungmann</author>
	<pubDate>Mon, 27 Sep 2010 00:00:00 ET</pubDate>
	<comments>http://www.howardcountymove.com/blog.details.php?id=114</comments>
</item>
<item>
	<title>August 2010 - Howard County Home Sales</title>
	<link>http://www.howardcountymove.com/blog.details.php?id=112</link>
	<description><![CDATA[Results flat from July 2010 and down from August of last year.]]></description>
	<category></category>
	<guid isPermaLink="true">http://www.howardcountymove.com/blog.details.php?id=112</guid>
	<author>David Yungmann</author>
	<pubDate>Wed, 08 Sep 2010 00:00:00 ET</pubDate>
	<comments>http://www.howardcountymove.com/blog.details.php?id=112</comments>
</item>
<item>
	<title>5 Questions To Ask Before Hiring A Contractor</title>
	<link>http://www.howardcountymove.com/blog.details.php?id=111</link>
	<description><![CDATA[You&#39;re ready to remodel but you want to make sure you get the best contractor for the job. Here&#39;s what to ask the candidates before you decide.


]]></description>
	<category></category>
	<guid isPermaLink="true">http://www.howardcountymove.com/blog.details.php?id=111</guid>
	<author>David Yungmann</author>
	<pubDate>Mon, 30 Aug 2010 00:00:00 ET</pubDate>
	<comments>http://www.howardcountymove.com/blog.details.php?id=111</comments>
</item>
<item>
	<title>Howard County Real Estate Statistics - July 2010</title>
	<link>http://www.howardcountymove.com/blog.details.php?id=110</link>
	<description><![CDATA[After strong positive trends this Spring, July&#39;s sales volume fell to the lowest level since 1999.]]></description>
	<category></category>
	<guid isPermaLink="true">http://www.howardcountymove.com/blog.details.php?id=110</guid>
	<author>David Yungmann</author>
	<pubDate>Thu, 26 Aug 2010 00:00:00 ET</pubDate>
	<comments>http://www.howardcountymove.com/blog.details.php?id=110</comments>
</item>
<item>
	<title>Howard County Market Statistics June 2010</title>
	<link>http://www.howardcountymove.com/blog.details.php?id=109</link>
	<description><![CDATA[Terrific month for sales in Howard Co.  http://howardcountymove.com/
]]></description>
	<category></category>
	<guid isPermaLink="true">http://www.howardcountymove.com/blog.details.php?id=109</guid>
	<author>David Yungmann</author>
	<pubDate>Tue, 13 Jul 2010 00:00:00 ET</pubDate>
	<comments>http://www.howardcountymove.com/blog.details.php?id=109</comments>
</item>
<item>
	<title>For Sale - Historic Towson</title>
	<link>http://www.howardcountymove.com/blog.details.php?id=108</link>
	<description><![CDATA[Another great home we have listed for sale. Awesome location adjacent to downtown Towson and Towson U. Just renovated to move right in or own as an investment/rental property!]]></description>
	<category></category>
	<guid isPermaLink="true">http://www.howardcountymove.com/blog.details.php?id=108</guid>
	<author>David Yungmann</author>
	<pubDate>Mon, 12 Jul 2010 00:00:00 ET</pubDate>
	<comments>http://www.howardcountymove.com/blog.details.php?id=108</comments>
</item>
<item>
	<title>Elkridge Condo - Great First Home or Investment!</title>
	<link>http://www.howardcountymove.com/blog.details.php?id=107</link>
	<description><![CDATA[]]></description>
	<category></category>
	<guid isPermaLink="true">http://www.howardcountymove.com/blog.details.php?id=107</guid>
	<author>David Yungmann</author>
	<pubDate>Tue, 06 Jul 2010 00:00:00 ET</pubDate>
	<comments>http://www.howardcountymove.com/blog.details.php?id=107</comments>
</item>
<item>
	<title>Howard County Real Estate Statistics - May 2010</title>
	<link>http://www.howardcountymove.com/blog.details.php?id=106</link>
	<description><![CDATA[Positive trends continue for home sales in Howard County.]]></description>
	<category></category>
	<guid isPermaLink="true">http://www.howardcountymove.com/blog.details.php?id=106</guid>
	<author>David Yungmann</author>
	<pubDate>Mon, 07 Jun 2010 00:00:00 ET</pubDate>
	<comments>http://www.howardcountymove.com/blog.details.php?id=106</comments>
</item>
<item>
	<title>Howard County Growth Slows, Changes</title>
	<link>http://www.howardcountymove.com/blog.details.php?id=105</link>
	<description><![CDATA[How will Howard County real estate change as the county matures and the pace and type of growth changes.]]></description>
	<category></category>
	<guid isPermaLink="true">http://www.howardcountymove.com/blog.details.php?id=105</guid>
	<author>David Yungmann</author>
	<pubDate>Wed, 02 Jun 2010 00:00:00 ET</pubDate>
	<comments>http://www.howardcountymove.com/blog.details.php?id=105</comments>
</item>
<item>
	<title>Houses Getting Smaller?</title>
	<link>http://www.howardcountymove.com/blog.details.php?id=104</link>
	<description><![CDATA[Builders are taking steps to meet buyer demand for more affordable homes by .....]]></description>
	<category></category>
	<guid isPermaLink="true">http://www.howardcountymove.com/blog.details.php?id=104</guid>
	<author>David Yungmann</author>
	<pubDate>Fri, 28 May 2010 00:00:00 ET</pubDate>
	<comments>http://www.howardcountymove.com/blog.details.php?id=104</comments>
</item>
<item>
	<title>CYBER COMMAND TO HQ AT FT. MEADE</title>
	<link>http://www.howardcountymove.com/blog.details.php?id=103</link>
	<description><![CDATA[NEWLY CREATED CYBER COMMAND TO BE BASED AT FT. MEADE - MORE HIGH LEVEL JOBS AND RESIDENTS FOR THE REGION. Sec. of Defense Gates has informally announced that the new 21,000 employee agency will make Ft. Meade it&#39;s HQ. This is in addition to the influx of new jobs from base realignment (BRAC). Howard Co. should see a... tremendous increase in housing demand over the next 3-5 years from this growth at Ft. Meade.]]></description>
	<category></category>
	<guid isPermaLink="true">http://www.howardcountymove.com/blog.details.php?id=103</guid>
	<author>David Yungmann</author>
	<pubDate>Mon, 24 May 2010 00:00:00 ET</pubDate>
	<comments>http://www.howardcountymove.com/blog.details.php?id=103</comments>
</item>
<item>
	<title>Strength in April Home Sale Stats</title>
	<link>http://www.howardcountymove.com/blog.details.php?id=102</link>
	<description><![CDATA[April showed strong improvements in sales price, days to sell and sales volume.  
]]></description>
	<category></category>
	<guid isPermaLink="true">http://www.howardcountymove.com/blog.details.php?id=102</guid>
	<author>David Yungmann</author>
	<pubDate>Sun, 09 May 2010 00:00:00 ET</pubDate>
	<comments>http://www.howardcountymove.com/blog.details.php?id=102</comments>
</item>
<item>
	<title>A Great Day</title>
	<link>http://www.howardcountymove.com/blog.details.php?id=101</link>
	<description><![CDATA[Just closed one of my favorite home purchases in years.]]></description>
	<category></category>
	<guid isPermaLink="true">http://www.howardcountymove.com/blog.details.php?id=101</guid>
	<author>David Yungmann</author>
	<pubDate>Thu, 06 May 2010 00:00:00 ET</pubDate>
	<comments>http://www.howardcountymove.com/blog.details.php?id=101</comments>
</item>
<item>
	<title>Howard County Home Sales Trending Up!</title>
	<link>http://www.howardcountymove.com/blog.details.php?id=100</link>
	<description><![CDATA[March 2010 saw a strengthening in 3 key statistics - price, days on market and units sold.  ]]></description>
	<category></category>
	<guid isPermaLink="true">http://www.howardcountymove.com/blog.details.php?id=100</guid>
	<author>David Yungmann</author>
	<pubDate>Wed, 28 Apr 2010 00:00:00 ET</pubDate>
	<comments>http://www.howardcountymove.com/blog.details.php?id=100</comments>
</item>
<item>
	<title>Last Week of Federal Tax Credit!  Howard County Real Estate</title>
	<link>http://www.howardcountymove.com/blog.details.php?id=99</link>
	<description><![CDATA[The home buyers tax credit is set to expire next week on April 30.  You do not need to get to closing on your new home by the deadline - you just need to be under contract by April 30.  ]]></description>
	<category></category>
	<guid isPermaLink="true">http://www.howardcountymove.com/blog.details.php?id=99</guid>
	<author>David Yungmann</author>
	<pubDate>Wed, 21 Apr 2010 00:00:00 ET</pubDate>
	<comments>http://www.howardcountymove.com/blog.details.php?id=99</comments>
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